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Use the Monthly Budget Template for a more structured approach, and create a budget for a full year.
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FULLY SUITABLE FOR:
a) Beginner Budgeters
b) Macro-advised
c) Those wanting to create a more structured and effective budget
d) Those who have a few set budgets a year
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-First create a new sheet in your Budget template using the monthly budget. You will need to use all available columns in the monthly budget.
-Separate categories with a comma as follows;
* You can use just a comma if all the categories are in one column, but to have the categories seperated to make it easier to see your spending
eg.
- Cell A1 = "Groceries, Services, Fun"
- Cell A2 = "Home, Electricity"
- Cell A3 = "Food, Petrol, Train/Ticket"
* If all the categories are in different columns you can use the following rules;
eg.
- Cell B1 = "Food, Water"
- Cell B2 = "Groceries, Petrol"
- Cell B3 = "Train/Ticket, Electricity"
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BUDGET:
How to create a budget:
1. Add the following columns to your template, starting at the row below the first blank line in the template.
a. Category: select the category for your spending
b. Sum - This column will show the total value of the spending in the category
c. Budget: show the total value of the spending for the year (if you include this column the budget will work a little differently to the standard formula)
d. %: Percentage of total spend in that category, for example if your spending is 50k a month, and you have a budget of 5k, then your spending for the year is 50%
e. Total - This is the total amount of money for your spending in that category
2. From the area above your categories, you will need to enter the budget value in one of the following columns;
a. Category
b. Sum
c. Budget
3. Ensure the sum of all your spend in the category is equal to the budget, for example if your budget is 50k for the year, and you spend 35k on grocery you need to use the following formula to calculate how much you have 70238732e0 adabrie
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